Housing for All: Challenges and Quick Fix
On 1st June 2015, India took a giant stride with the launch of Pradhan Mantri Awaas Yojana (PMAY) with the
vision of “Housing for All”. Under PMAY, India aims to build 2 crore houses by the year 2022, to mark 75 years of being
Sovereign, Independent Republic. Through a financial assistance of 2 trillion (US$30 billion) from Central Government, it
intends to suffice the desideratum of urban poor including Economically Weaker Sections (EWS) and Low Income Groups
Setting of a target is one thing and feasibility is another. As per forecast for the seven years and statistics of present scenario,
approximately 7828 number of dwelling units is required to be made per day. This calls for herculean approach and technology
that could work at par with the demand. With technology comes the challenge of acceptability, availability and feasibility in
the vicinity of the project, followed by affordability.
To tackle it, the mission is carved out into 4 verticals: a) In-situ Slum Redevelopment, b) Affordable Housing through Credit
Linked Subsidy, c) Affordable Housing in Partnership and d) Beneficiary led house construction/enhancement. This paper is to
make both the ends of supply and demand meet through regional institute,local government and community consultant and
other stake holders’ involvement solve regional specific problems. This paper is very much useful for researcher, policy
makers and administrator.
Index Terms- Affordability, Housing, Redevelopment, Technology